Job Responsibilities : Remote Loss Mitigation Underwriter I
Salary : $60000 per year
Company : Carrington Mortgage Holdings, LLC
Location : Remote US
Educational requirements : High School
What We Offer:
Comprehensive healthcare plans for you and your family. Plus matching 401k.
Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
Customized training programs to help you advance your career.
Employee referral bonuses so you’ll get the opportunity to work with friends (and get some extra cash in your pocket!).
What you’ll do:
Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines.
Conduct Verification of Income (VOI).
Calculate customer’s front and back-end debt to income ratio.
Verify occupancy, hardship and income.
Apply payment waterfall to determine HAMP eligibility (rate reduction, term extension, deferred principal).
If applicable, identify the type(s) and amounts of liquid assets the borrower holds.
Knowledge of Microsoft Suite at an intermediate level preferred.
Ability to understand complex problems and to collaborate and explore alternative solutions.
What you’ll need:
High school diploma or equivalent required.
Zero (0) to 2 years of underwriting background in HAMP/Loan Modification and servicing/loss mitigation experience.